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Spencer Brown
CEO & Founder, Chestnut Mortgage
NMLS #2687968
Spencer Brown is the CEO and Founder of Chestnut Mortgage, an AI-native mortgage company backed by Y Combinator. He founded Chestnut to make the mortgage process faster, more transparent, and more affordable for homebuyers in Texas and Colorado.
Articles by Spencer Brown
5 Steps to Get Pre-Approved for a Mortgage Fast: Documents, Timeline, and What Lenders Actually Check
Mar 29, 2026
Mortgage Closing Costs Explained: What You Pay, Who Pays It, and How to Pay Less
Mar 29, 2026
HELOC vs. Home Equity Loan: Which Is Right for You in 2026?
Mar 29, 2026
How Does a HELOC Work? Rates, Requirements, and What to Expect in 2026
Mar 29, 2026
How Mortgage Rates Work (and How to Get the Best One)
Mar 29, 2026
How Refinancing Can Save You Money: The Math Behind Rate Reductions, Shorter Terms, and Lower Payments
Mar 29, 2026
Texas Down Payment Assistance Programs: A 2026 Guide for First-Time and Repeat Buyers
Mar 29, 2026
What to Know Before Buying Your First Home: Down Payments, Credit Scores, and the Real Cost of Homeownership
Mar 29, 2026
Cash-Out Refinance Calculator: How Much Equity Can You Access in 2026?
Mar 18, 2026
What should homeowners expect from new lending regulations in 2026?
Feb 28, 2026
Should I refinance my mortgage before potential Fed cuts in 2026?
Feb 16, 2026
Best Mortgage Rates in McKinney TX
Feb 15, 2026
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