30-Yr Fixed Conventional - Purchase
Sorted by interest rate, lowest to highest. Rates calculated based on zero discount points being paid. Updated May 11th, 2025.
🏆 Chestnut
Interest rate: 6.500%
APR: 6.531%
Citizens
Interest rate: 6.750%
APR: 6.875%
Guaranteed Rate
Interest rate: 6.789%
APR: 7.115%
Citi
Interest rate: 6.813%
APR: 7.006%
US Bank
Interest rate: 6.838%
APR: 7.006%
Wells Fargo
Interest rate: 6.950%
APR: 7.118%
Bank of America
Interest rate: 6.957%
APR: 7.247%
New American Funding
Interest rate: 7.000%
APR: 7.313%
Chase
Interest rate: 7.000%
APR: 7.094%
Truist
Interest rate: 7.000%
APR: 7.198%
Better
Interest rate: 7.037%
APR: 7.247%
Pennymac
Interest rate: 7.172%
APR: 7.575%
Mutual of Omaha
Interest rate: 7.490%
APR: 7.556%