30-Yr Fixed Conventional - Purchase
Sorted by interest rate, lowest to highest. Rates calculated based on one discount point being paid. Updated July 1st, 2025.
🏆 Chestnut
Interest rate: 6.125%
APR: 6.303%
Citi
Interest rate: 6.375%
APR: 6.512%
Truist
Interest rate: 6.375%
APR: 6.560%
US Bank
Interest rate: 6.376%
APR: 6.512%
Guaranteed Rate
Interest rate: 6.394%
APR: 6.705%
Citizens
Interest rate: 6.469%
APR: 6.558%
Chase
Interest rate: 6.490%
APR: 6.569%
Wells Fargo
Interest rate: 6.550%
APR: 6.705%
Better
Interest rate: 6.553%
APR: 6.766%
Bank of America
Interest rate: 6.577%
APR: 6.804%
Pennymac
Interest rate: 6.580%
APR: 6.976%
New American Funding
Interest rate: 6.750%
APR: 7.063%
Mutual of Omaha
Interest rate: 7.000%
APR: 7.090%