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Lower rates. Less paperwork. Real people.
Most lenders still process loans by hand. We don't — so you save ~0.5% and close in weeks, with a loan expert by your side.
Takes less than 2 minutes
5.0
rating
FAQ
How are Chestnut’s rates lower?
Chestnut uses AI to automate the pen-and-paper processes that other lenders charge you for. We’re able to offer lower rates by passing our savings to our customers.
Do I have to talk to an AI?
No - you can text, email, or call your personal loan expert if you have any questions.
What states do you support?
We operate in Texas and Colorado.
How much are closing costs?
You can view estimated closing costs for any available loan options via your Chestnut dashboard.
What documents do I have to submit?
Document requirements vary by borrower and loan type. Typically you’ll provide documents like photo ID, income and asset documentation, and supporting documents like a mortgage statement for refinancing.