Backed by
A smarter way to get your mortgage
Our team helps find your best option. AI cuts the rate 0.5%+.
Takes less than 2 minutes
5.0
rating
Purchase
Purchase
refinances
refinances
Cash Outs
Cash Outs
Home Equity
Home Equity
HELOC
HELOC
Purchase
refinances
Cash Outs
Home Equity
HELOC
5.0
5.0
Google rating
Google rating
Google rating
$85B+
$85B+
in loan volume
in loan volume
in loan volume
0.5%
0.5%
typical rate savings
typical rate savings
typical rate savings
How does Chestnut work?
01
Instant access. Zero hold time.
Just log in to explore our rates, apply, and check your loan status. No phone calls required. Any device.
02
The first AI-native mortgage process
Chestnut's AI cuts fees and speeds up processing to save you time and money. Meanwhile the other guys are still on pen and paper — and want you to foot the bill.
03
Talk to an (actual) human any time
Your personal loan expert is available via text, email, or phone if you have any questions.
How does Chestnut work?
01
Instant access. Zero hold time.
Just log in to explore our rates, apply, and check your loan status. No phone calls required. Any device.
02
The first AI-native mortgage process
Chestnut's AI cuts fees and speeds up processing to save you time and money. Meanwhile the other guys are still on pen and paper — and want you to foot the bill.
03
Talk to an (actual) human any time
Your personal loan expert is available via text, email, or phone if you have any questions.
How does Chestnut work?
01
Instant access. Zero hold time.
Just log in to explore our rates, apply, and check your loan status. No phone calls required. Any device.
02
The first AI-native mortgage process
Chestnut's AI cuts fees and speeds up processing to save you time and money. Meanwhile the other guys are still on pen and paper — and want you to foot the bill.
03
Talk to an (actual) human any time
Your personal loan expert is available via text, email, or phone if you have any questions.
How does Chestnut work?
01
Instant access. Zero hold time.
Just log in to explore our rates, apply, and check your loan status. No phone calls required. Any device.
02
The first AI-native mortgage process
Chestnut's AI cuts fees and speeds up processing to save you time and money. Meanwhile the other guys are still on pen and paper — and want you to foot the bill.
03
Talk to an (actual) human any time
Your personal loan expert is available via text, email, or phone if you have any questions.
Product types
FAQ
How are Chestnut’s rates lower?
Chestnut uses AI to automate the pen-and-paper processes that other lenders charge you for. We’re able to offer lower rates by passing our savings to our customers.
Do I have to talk to an AI?
No - you can text, email, or call your personal loan expert if you have any questions.
How long does it take to close with Chestnut?
Typically 2-3 weeks.
How long does it take to close with Chestnut?
Typically 2-3 weeks.
What states do you support?
We operate in Texas and Colorado.
Do I have to escrow tax and insurance payments?
No. With Chestnut, you can pay your taxes and insurance directly, with no additional fees, if you prefer.
Do I have to escrow tax and insurance payments?
No. With Chestnut, you can pay your taxes and insurance directly, with no additional fees, if you prefer.
How much are closing costs?
You can view estimated closing costs for any available loan options via your Chestnut dashboard.
What documents do I have to submit?
Document requirements vary by borrower and loan type. Typically you’ll provide documents like photo ID, income and asset documentation, and supporting documents like a mortgage statement for refinancing.
Ready to find your best rate?
We’ll help you compare options and choose what works for you.
Ready to find your best rate?
We’ll help you compare options and choose what works for you.
Ready to find your best rate?
We’ll help you compare options and choose what works for you.
Ready to find your best rate?
We’ll help you compare options and choose what works for you.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
contact@chestnutmortgage.com
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
contact@chestnutmortgage.com
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
contact@chestnutmortgage.com
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
contact@chestnutmortgage.com
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.