Home loans in McKinney, Texas
Home loans in McKinney, Texas
Home loans in McKinney, Texas
Median home price
Median home price
$465,000
$465,000
Median income
Median income
$98,000
$98,000
Population
Population
207,000
207,000
Ready to explore options in McKinney?
Ready to explore options in McKinney?
Ready to explore options in McKinney?
⏰ <2 min.
⏰ <2 min.
⏰ <2 min.
Instant quoting
Instant quoting
Instant quoting
🏡 $85B+
🏡 $85B+
🏡 $85B+
Mortgages powered
Mortgages powered
Mortgages powered
⭐️ 5.0
⭐️ 5.0
⭐️ 5.0
Google rating
Google rating
Google rating
Homes in McKinney, Texas: What you need to know
Homes in McKinney, Texas: What you need to know
Homes in McKinney, Texas: What you need to know
McKinney preserves its historic downtown charm while experiencing rapid suburban growth, creating a unique blend of small-town character and modern amenities. The beautifully restored historic downtown square, consistently ranked among America's best, anchors a community that values preservation alongside thoughtful development. From historic neighborhoods near Chestnut Square to expansive master-planned communities like Stonebridge Ranch and Craig Ranch, McKinney offers homeownership opportunities that balance heritage preservation with contemporary lifestyle preferences and access to excellent schools.
McKinney preserves its historic downtown charm while experiencing rapid suburban growth, creating a unique blend of small-town character and modern amenities. The beautifully restored historic downtown square, consistently ranked among America's best, anchors a community that values preservation alongside thoughtful development. From historic neighborhoods near Chestnut Square to expansive master-planned communities like Stonebridge Ranch and Craig Ranch, McKinney offers homeownership opportunities that balance heritage preservation with contemporary lifestyle preferences and access to excellent schools.
McKinney preserves its historic downtown charm while experiencing rapid suburban growth, creating a unique blend of small-town character and modern amenities. The beautifully restored historic downtown square, consistently ranked among America's best, anchors a community that values preservation alongside thoughtful development. From historic neighborhoods near Chestnut Square to expansive master-planned communities like Stonebridge Ranch and Craig Ranch, McKinney offers homeownership opportunities that balance heritage preservation with contemporary lifestyle preferences and access to excellent schools.
The McKinney housing market features diverse options from historic homes in the downtown area to newer luxury developments in the rapidly growing western and northern sectors. Corporate employers, healthcare facilities, and retail centers along the US-75 corridor create sustained demand across all neighborhoods. Whether you're interested in a restored Victorian near the historic square or new construction in Tucker Hill, competitive mortgage terms help you access McKinney's award-winning combination of historic character, modern amenities, and highly regarded educational opportunities.
The McKinney housing market features diverse options from historic homes in the downtown area to newer luxury developments in the rapidly growing western and northern sectors. Corporate employers, healthcare facilities, and retail centers along the US-75 corridor create sustained demand across all neighborhoods. Whether you're interested in a restored Victorian near the historic square or new construction in Tucker Hill, competitive mortgage terms help you access McKinney's award-winning combination of historic character, modern amenities, and highly regarded educational opportunities.
The McKinney housing market features diverse options from historic homes in the downtown area to newer luxury developments in the rapidly growing western and northern sectors. Corporate employers, healthcare facilities, and retail centers along the US-75 corridor create sustained demand across all neighborhoods. Whether you're interested in a restored Victorian near the historic square or new construction in Tucker Hill, competitive mortgage terms help you access McKinney's award-winning combination of historic character, modern amenities, and highly regarded educational opportunities.
McKinney real estate market overview
McKinney real estate market overview
McKinney real estate market overview
With a median home price around $465,000, McKinney's market reflects strong demand for its unique combination of historic downtown appeal and modern suburban amenities. Our efficient technology supports professionals and families seeking McKinney's distinctive blend of community character, top-rated schools, and convenient access to Dallas employment centers via US-75 and the Dallas North Tollway.
With a median home price around $465,000, McKinney's market reflects strong demand for its unique combination of historic downtown appeal and modern suburban amenities. Our efficient technology supports professionals and families seeking McKinney's distinctive blend of community character, top-rated schools, and convenient access to Dallas employment centers via US-75 and the Dallas North Tollway.
With a median home price around $465,000, McKinney's market reflects strong demand for its unique combination of historic downtown appeal and modern suburban amenities. Our efficient technology supports professionals and families seeking McKinney's distinctive blend of community character, top-rated schools, and convenient access to Dallas employment centers via US-75 and the Dallas North Tollway.
Did you know? Facts about McKinney
Did you know? Facts about McKinney
Did you know? Facts about McKinney
McKinney's historic downtown square has been designated as one of the most beautiful town squares in America and features over 100 locally-owned businesses.
McKinney's historic downtown square has been designated as one of the most beautiful town squares in America and features over 100 locally-owned businesses.
McKinney's historic downtown square has been designated as one of the most beautiful town squares in America and features over 100 locally-owned businesses.
The city was ranked as the number one best place to live in America by Money magazine in 2014, based on economic strength, education, and quality of life.
The city was ranked as the number one best place to live in America by Money magazine in 2014, based on economic strength, education, and quality of life.
The city was ranked as the number one best place to live in America by Money magazine in 2014, based on economic strength, education, and quality of life.
Chestnut Square Heritage Village preserves 11 historic structures dating from the 1850s to early 1900s, providing a glimpse into McKinney's founding era.
Chestnut Square Heritage Village preserves 11 historic structures dating from the 1850s to early 1900s, providing a glimpse into McKinney's founding era.
Chestnut Square Heritage Village preserves 11 historic structures dating from the 1850s to early 1900s, providing a glimpse into McKinney's founding era.
Historic Charm Meets Modern Growth
Historic Charm Meets Modern Growth
Historic Charm Meets Modern Growth
McKinney's meticulously preserved historic downtown, featuring over 100 buildings on the National Register of Historic Places, creates a charming small-town atmosphere increasingly rare in the rapidly developing Dallas suburbs. This commitment to preservation attracts buyers valuing community character, local businesses, and cultural events like the annual Arts in Bloom festival. Simultaneously, master-planned communities in Craig Ranch and Stonebridge Ranch offer resort-style amenities, modern architecture, and proximity to dining and entertainment, allowing homeowners to choose between historic neighborhood character and contemporary suburban convenience within the same highly regarded city.
McKinney's meticulously preserved historic downtown, featuring over 100 buildings on the National Register of Historic Places, creates a charming small-town atmosphere increasingly rare in the rapidly developing Dallas suburbs. This commitment to preservation attracts buyers valuing community character, local businesses, and cultural events like the annual Arts in Bloom festival. Simultaneously, master-planned communities in Craig Ranch and Stonebridge Ranch offer resort-style amenities, modern architecture, and proximity to dining and entertainment, allowing homeowners to choose between historic neighborhood character and contemporary suburban convenience within the same highly regarded city.
McKinney's meticulously preserved historic downtown, featuring over 100 buildings on the National Register of Historic Places, creates a charming small-town atmosphere increasingly rare in the rapidly developing Dallas suburbs. This commitment to preservation attracts buyers valuing community character, local businesses, and cultural events like the annual Arts in Bloom festival. Simultaneously, master-planned communities in Craig Ranch and Stonebridge Ranch offer resort-style amenities, modern architecture, and proximity to dining and entertainment, allowing homeowners to choose between historic neighborhood character and contemporary suburban convenience within the same highly regarded city.
McKinney home mortgages
McKinney home mortgages
McKinney home mortgages
Chestnut offers a complete range of home mortgages for McKinney homebuyers tailored to their needs. Our products include McKinney purchase mortgages, McKinney rate and term refinance mortgages, McKinney cash-out refinance mortgages, and McKinney HELOC mortgages.
Chestnut offers a complete range of home mortgages for McKinney homebuyers tailored to their needs. Our products include McKinney purchase mortgages, McKinney rate and term refinance mortgages, McKinney cash-out refinance mortgages, and McKinney HELOC mortgages.
Chestnut offers a complete range of home mortgages for McKinney homebuyers tailored to their needs. Our products include McKinney purchase mortgages, McKinney rate and term refinance mortgages, McKinney cash-out refinance mortgages, and McKinney HELOC mortgages.
McKinney home purchase loans
Buying a home in McKinney starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.
Buying a home in McKinney starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.
Buying a home in McKinney starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.
Purchase loans
Purchase loans
McKinney home refinance loans
McKinney homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.
McKinney homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.
McKinney homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.
Refinance loans
Refinance loans
McKinney cash-out refinance loans
A cash-out refinance allows McKinney homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.
A cash-out refinance allows McKinney homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.
A cash-out refinance allows McKinney homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.
Cash-out loans
Cash-out loans
McKinney home equity line of credit
A home equity line of credit gives McKinney homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.
A home equity line of credit gives McKinney homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.
A home equity line of credit gives McKinney homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.
HELOC loans
HELOC loans
Lower rates with Chestnut AI™
Lower rates with Chestnut AI™
🏆 Your best deal
🏆 Your best deal
Finds your best deal by comparing offers from 100+ lenders
Finds your best deal by comparing offers from 100+ lenders
✂️ Slashed fees
✂️ Slashed fees
Slashes your fees with cost-cutting automation
Slashes your fees with cost-cutting automation
🚨 Rate monitoring
🚨 Rate monitoring
Helps you lock at the right time with rate monitoring
Helps you lock at the right time with rate monitoring
See how our rates compare →
FAQ about mortgages in McKinney
FAQ about mortgages in McKinney
FAQ about mortgages in McKinney
Answers to common questions about mortgages in McKinney
Answers to common questions about mortgages in McKinney
Answers to common questions about mortgages in McKinney
What credit score do I need to apply for a loan in McKinney?
Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.
How do I get started with Chestnut in McKinney?
Click the link to get your instant quote, it takes less than 2 minutes.
How does Chestnut use AI to help me get a better mortgage?
Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.
What credit score do I need to apply for a loan in McKinney?
Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.
How do I get started with Chestnut in McKinney?
Click the link to get your instant quote, it takes less than 2 minutes.
How does Chestnut use AI to help me get a better mortgage?
Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.
What credit score do I need to apply for a loan in McKinney?
Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.
How do I get started with Chestnut in McKinney?
Click the link to get your instant quote, it takes less than 2 minutes.
How does Chestnut use AI to help me get a better mortgage?
Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.