Home loans in Plano, Texas
Home loans in Plano, Texas
Home loans in Plano, Texas
Median home price
Median home price
$425,000
$425,000
Median income
Median income
$95,000
$95,000
Population
Population
288,000
288,000
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Ready to explore options in Plano?
Ready to explore options in Plano?
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🏡 $85B+
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Google rating
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Homes in Plano, Texas: What you need to know
Homes in Plano, Texas: What you need to know
Homes in Plano, Texas: What you need to know
Plano has evolved from suburban Dallas community into a major corporate hub hosting numerous Fortune 500 headquarters and technology companies, attracting highly educated professionals and families. The city consistently ranks among America's best places to live due to exceptional schools, master-planned neighborhoods, and abundant parks and recreation facilities. From established communities in West Plano to the prestigious Legacy business district with mixed-use developments, Plano offers homeownership opportunities that combine corporate convenience, top-tier education, and suburban amenities with sophisticated urban touches.
Plano has evolved from suburban Dallas community into a major corporate hub hosting numerous Fortune 500 headquarters and technology companies, attracting highly educated professionals and families. The city consistently ranks among America's best places to live due to exceptional schools, master-planned neighborhoods, and abundant parks and recreation facilities. From established communities in West Plano to the prestigious Legacy business district with mixed-use developments, Plano offers homeownership opportunities that combine corporate convenience, top-tier education, and suburban amenities with sophisticated urban touches.
Plano has evolved from suburban Dallas community into a major corporate hub hosting numerous Fortune 500 headquarters and technology companies, attracting highly educated professionals and families. The city consistently ranks among America's best places to live due to exceptional schools, master-planned neighborhoods, and abundant parks and recreation facilities. From established communities in West Plano to the prestigious Legacy business district with mixed-use developments, Plano offers homeownership opportunities that combine corporate convenience, top-tier education, and suburban amenities with sophisticated urban touches.
The Plano housing market features diverse options from traditional family neighborhoods in East Plano to luxury estates in West Plano and modern townhomes near the DART rail corridor. Corporate headquarters including Toyota North America, Liberty Mutual, and JPMorgan Chase drive substantial executive and professional demand across all areas. Whether you're considering a home in the award-winning Plano Independent School District or near the entertainment and dining of Legacy West, competitive mortgage terms become essential when entering this premium North Dallas market.
The Plano housing market features diverse options from traditional family neighborhoods in East Plano to luxury estates in West Plano and modern townhomes near the DART rail corridor. Corporate headquarters including Toyota North America, Liberty Mutual, and JPMorgan Chase drive substantial executive and professional demand across all areas. Whether you're considering a home in the award-winning Plano Independent School District or near the entertainment and dining of Legacy West, competitive mortgage terms become essential when entering this premium North Dallas market.
The Plano housing market features diverse options from traditional family neighborhoods in East Plano to luxury estates in West Plano and modern townhomes near the DART rail corridor. Corporate headquarters including Toyota North America, Liberty Mutual, and JPMorgan Chase drive substantial executive and professional demand across all areas. Whether you're considering a home in the award-winning Plano Independent School District or near the entertainment and dining of Legacy West, competitive mortgage terms become essential when entering this premium North Dallas market.
Plano real estate market overview
Plano real estate market overview
Plano real estate market overview
With a median home price around $425,000, Plano's market reflects its status as a premier suburb with exceptional schools, corporate concentration, and quality of life amenities. Our streamlined technology enables efficient pre-approvals and closings, critical when pursuing homes in Plano's competitive neighborhoods where well-maintained properties often receive multiple offers.
With a median home price around $425,000, Plano's market reflects its status as a premier suburb with exceptional schools, corporate concentration, and quality of life amenities. Our streamlined technology enables efficient pre-approvals and closings, critical when pursuing homes in Plano's competitive neighborhoods where well-maintained properties often receive multiple offers.
With a median home price around $425,000, Plano's market reflects its status as a premier suburb with exceptional schools, corporate concentration, and quality of life amenities. Our streamlined technology enables efficient pre-approvals and closings, critical when pursuing homes in Plano's competitive neighborhoods where well-maintained properties often receive multiple offers.
Did you know? Facts about Plano
Did you know? Facts about Plano
Did you know? Facts about Plano
Plano is home to the headquarters of eight major corporations with annual revenues exceeding one billion dollars, including Toyota North America and JPMorgan Chase.
Plano is home to the headquarters of eight major corporations with annual revenues exceeding one billion dollars, including Toyota North America and JPMorgan Chase.
Plano is home to the headquarters of eight major corporations with annual revenues exceeding one billion dollars, including Toyota North America and JPMorgan Chase.
The city operates one of the most extensive park systems in Texas, with over 80 parks, 130 miles of recreational trails, and numerous community recreation centers.
The city operates one of the most extensive park systems in Texas, with over 80 parks, 130 miles of recreational trails, and numerous community recreation centers.
The city operates one of the most extensive park systems in Texas, with over 80 parks, 130 miles of recreational trails, and numerous community recreation centers.
Plano was ranked the number one city in America to raise a family by WalletHub in 2022, based on factors including education, safety, and family amenities.
Plano was ranked the number one city in America to raise a family by WalletHub in 2022, based on factors including education, safety, and family amenities.
Plano was ranked the number one city in America to raise a family by WalletHub in 2022, based on factors including education, safety, and family amenities.
Corporate Headquarters and Educational Excellence
Corporate Headquarters and Educational Excellence
Corporate Headquarters and Educational Excellence
Plano's transformation into a corporate destination accelerated with major relocations including Toyota's North American headquarters, bringing thousands of high-income professionals to the area. This corporate density creates exceptional job stability and income growth potential for homeowners while supporting premium property values and upscale retail developments like Legacy West and The Shops at Legacy. The city's schools consistently rank among Texas's finest, with Plano ISD and Frisco ISD drawing families willing to invest in higher home prices for access to nationally recognized educational programs and facilities.
Plano's transformation into a corporate destination accelerated with major relocations including Toyota's North American headquarters, bringing thousands of high-income professionals to the area. This corporate density creates exceptional job stability and income growth potential for homeowners while supporting premium property values and upscale retail developments like Legacy West and The Shops at Legacy. The city's schools consistently rank among Texas's finest, with Plano ISD and Frisco ISD drawing families willing to invest in higher home prices for access to nationally recognized educational programs and facilities.
Plano's transformation into a corporate destination accelerated with major relocations including Toyota's North American headquarters, bringing thousands of high-income professionals to the area. This corporate density creates exceptional job stability and income growth potential for homeowners while supporting premium property values and upscale retail developments like Legacy West and The Shops at Legacy. The city's schools consistently rank among Texas's finest, with Plano ISD and Frisco ISD drawing families willing to invest in higher home prices for access to nationally recognized educational programs and facilities.
Plano home mortgages
Plano home mortgages
Plano home mortgages
Chestnut offers a complete range of home mortgages for Plano homebuyers tailored to their needs. Our products include Plano purchase mortgages, Plano rate and term refinance mortgages, Plano cash-out refinance mortgages, and Plano HELOC mortgages.
Chestnut offers a complete range of home mortgages for Plano homebuyers tailored to their needs. Our products include Plano purchase mortgages, Plano rate and term refinance mortgages, Plano cash-out refinance mortgages, and Plano HELOC mortgages.
Chestnut offers a complete range of home mortgages for Plano homebuyers tailored to their needs. Our products include Plano purchase mortgages, Plano rate and term refinance mortgages, Plano cash-out refinance mortgages, and Plano HELOC mortgages.
Plano home purchase loans



Buying a home in Plano starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.
Buying a home in Plano starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.
Buying a home in Plano starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.
Purchase loans
Purchase loans
Plano home refinance loans



Plano homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.
Plano homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.
Plano homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.
Refinance loans
Refinance loans
Plano cash-out refinance loans



A cash-out refinance allows Plano homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.
A cash-out refinance allows Plano homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.
A cash-out refinance allows Plano homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.
Cash-out loans
Cash-out loans
Plano home equity line of credit



A home equity line of credit gives Plano homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.
A home equity line of credit gives Plano homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.
A home equity line of credit gives Plano homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.
HELOC loans
HELOC loans
Lower rates with Chestnut AI™
Lower rates with Chestnut AI™
🏆 Your best deal
🏆 Your best deal
Finds your best deal by comparing offers from 100+ lenders
Finds your best deal by comparing offers from 100+ lenders
✂️ Slashed fees
✂️ Slashed fees
Slashes your fees with cost-cutting automation
Slashes your fees with cost-cutting automation
🚨 Rate monitoring
🚨 Rate monitoring
Helps you lock at the right time with rate monitoring
Helps you lock at the right time with rate monitoring
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FAQ about mortgages in Plano
FAQ about mortgages in Plano
FAQ about mortgages in Plano
Answers to common questions about mortgages in Plano
Answers to common questions about mortgages in Plano
Answers to common questions about mortgages in Plano
What credit score do I need to apply for a loan in Plano?
Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.
How do I get started with Chestnut in Plano?
Click the link to get your instant quote, it takes less than 2 minutes.
How does Chestnut use AI to help me get a better mortgage?
Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.
What credit score do I need to apply for a loan in Plano?
Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.
How do I get started with Chestnut in Plano?
Click the link to get your instant quote, it takes less than 2 minutes.
How does Chestnut use AI to help me get a better mortgage?
Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.
What credit score do I need to apply for a loan in Plano?
Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.
How do I get started with Chestnut in Plano?
Click the link to get your instant quote, it takes less than 2 minutes.
How does Chestnut use AI to help me get a better mortgage?
Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Detta, Inc. DBA Chestnut Mortgage
(510) 756-5829
2261 Market St STE 86346 San Francisco, CA 94114
NMLS #2688280 - www.nmlsconsumeraccess.org
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.