Home Loans in Garland, TX | Chestnut

Home loans in Garland, Texas

Home loans in Garland, Texas

Home loans in Garland, Texas

Median home price

Median home price

$275,000

$275,000

Median income

Median income

$61,000

$61,000

Population

Population

246,000

246,000

Ready to explore options in Garland?

Ready to explore options in Garland?

Ready to explore options in Garland?

Takes less than 2 minutes

Takes less than 2 minutes

⏰ <2 min.

⏰ <2 min.

⏰ <2 min.

Instant quoting

Instant quoting

Instant quoting

🏡 $85B+

🏡 $85B+

🏡 $85B+

Mortgages powered

Mortgages powered

Mortgages powered

⭐️ 5.0

⭐️ 5.0

⭐️ 5.0

Google rating

Google rating

Google rating

Homes in Garland, Texas: What you need to know

Homes in Garland, Texas: What you need to know

Homes in Garland, Texas: What you need to know

Garland combines small-town community atmosphere with big-city conveniences, offering homebuyers affordable access to the Dallas-Fort Worth Metroplex. The city's strong manufacturing base, diverse population, and commitment to quality parks and recreation create an appealing environment for families and first-time buyers. From historic neighborhoods around the downtown square to newer developments near Firewheel Town Center, Garland provides homeownership opportunities with excellent schools, minimal commute times to Dallas employment centers, and notably lower prices than nearby urban areas.

Garland combines small-town community atmosphere with big-city conveniences, offering homebuyers affordable access to the Dallas-Fort Worth Metroplex. The city's strong manufacturing base, diverse population, and commitment to quality parks and recreation create an appealing environment for families and first-time buyers. From historic neighborhoods around the downtown square to newer developments near Firewheel Town Center, Garland provides homeownership opportunities with excellent schools, minimal commute times to Dallas employment centers, and notably lower prices than nearby urban areas.

Garland combines small-town community atmosphere with big-city conveniences, offering homebuyers affordable access to the Dallas-Fort Worth Metroplex. The city's strong manufacturing base, diverse population, and commitment to quality parks and recreation create an appealing environment for families and first-time buyers. From historic neighborhoods around the downtown square to newer developments near Firewheel Town Center, Garland provides homeownership opportunities with excellent schools, minimal commute times to Dallas employment centers, and notably lower prices than nearby urban areas.

The Garland housing market features established communities in North Garland near Lake Ray Hubbard and growing areas in the south near the DART rail corridor. Manufacturing employers, retail centers, and healthcare facilities create stable demand across diverse neighborhoods. Whether you're considering a traditional home near Audubon Park or new construction near Hawaiian Falls water park, finding competitive mortgage terms helps you enter this accessible market while enjoying Garland's family-friendly amenities and strong sense of community.

The Garland housing market features established communities in North Garland near Lake Ray Hubbard and growing areas in the south near the DART rail corridor. Manufacturing employers, retail centers, and healthcare facilities create stable demand across diverse neighborhoods. Whether you're considering a traditional home near Audubon Park or new construction near Hawaiian Falls water park, finding competitive mortgage terms helps you enter this accessible market while enjoying Garland's family-friendly amenities and strong sense of community.

The Garland housing market features established communities in North Garland near Lake Ray Hubbard and growing areas in the south near the DART rail corridor. Manufacturing employers, retail centers, and healthcare facilities create stable demand across diverse neighborhoods. Whether you're considering a traditional home near Audubon Park or new construction near Hawaiian Falls water park, finding competitive mortgage terms helps you enter this accessible market while enjoying Garland's family-friendly amenities and strong sense of community.

Garland real estate market overview

Garland real estate market overview

Garland real estate market overview

With a median home price around $275,000, Garland's market delivers solid value within the Dallas region while offering quick access to major employment centers via highways and DART rail. Our efficient process supports families and young professionals seeking Garland's combination of affordability, excellent schools, and established neighborhoods with mature trees and well-maintained properties.

With a median home price around $275,000, Garland's market delivers solid value within the Dallas region while offering quick access to major employment centers via highways and DART rail. Our efficient process supports families and young professionals seeking Garland's combination of affordability, excellent schools, and established neighborhoods with mature trees and well-maintained properties.

With a median home price around $275,000, Garland's market delivers solid value within the Dallas region while offering quick access to major employment centers via highways and DART rail. Our efficient process supports families and young professionals seeking Garland's combination of affordability, excellent schools, and established neighborhoods with mature trees and well-maintained properties.

Did you know? Facts about Garland

Did you know? Facts about Garland

Did you know? Facts about Garland

Garland is home to the Garland Landmark Museum, featuring a historic Santa Fe Railroad depot and preserved late 19th-century structures.

Garland is home to the Garland Landmark Museum, featuring a historic Santa Fe Railroad depot and preserved late 19th-century structures.

Garland is home to the Garland Landmark Museum, featuring a historic Santa Fe Railroad depot and preserved late 19th-century structures.

The city operates one of the largest municipally-owned electric utilities in Texas, Garland Power & Light, often providing competitive rates for residents.

The city operates one of the largest municipally-owned electric utilities in Texas, Garland Power & Light, often providing competitive rates for residents.

The city operates one of the largest municipally-owned electric utilities in Texas, Garland Power & Light, often providing competitive rates for residents.

Firewheel Town Center, one of the region's premier outdoor shopping destinations, attracts visitors from throughout the Metroplex with over 100 stores and restaurants.

Firewheel Town Center, one of the region's premier outdoor shopping destinations, attracts visitors from throughout the Metroplex with over 100 stores and restaurants.

Firewheel Town Center, one of the region's premier outdoor shopping destinations, attracts visitors from throughout the Metroplex with over 100 stores and restaurants.

Family-Friendly Suburbs with Urban Access

Family-Friendly Suburbs with Urban Access

Family-Friendly Suburbs with Urban Access

Garland's extensive park system includes over 2,800 acres of recreation space, with amenities like the Surf and Swim wave pool, lake access at Lake Ray Hubbard, and the popular Firewheel Golf Park. This recreation focus creates strong appeal for families seeking active lifestyles and community engagement opportunities rare in cities this close to major metropolitan employment. The DART Blue Line provides convenient rail access to downtown Dallas and DFW Airport, allowing homeowners to enjoy suburban affordability and family amenities while maintaining easy commutes to urban job centers throughout the Metroplex.

Garland's extensive park system includes over 2,800 acres of recreation space, with amenities like the Surf and Swim wave pool, lake access at Lake Ray Hubbard, and the popular Firewheel Golf Park. This recreation focus creates strong appeal for families seeking active lifestyles and community engagement opportunities rare in cities this close to major metropolitan employment. The DART Blue Line provides convenient rail access to downtown Dallas and DFW Airport, allowing homeowners to enjoy suburban affordability and family amenities while maintaining easy commutes to urban job centers throughout the Metroplex.

Garland's extensive park system includes over 2,800 acres of recreation space, with amenities like the Surf and Swim wave pool, lake access at Lake Ray Hubbard, and the popular Firewheel Golf Park. This recreation focus creates strong appeal for families seeking active lifestyles and community engagement opportunities rare in cities this close to major metropolitan employment. The DART Blue Line provides convenient rail access to downtown Dallas and DFW Airport, allowing homeowners to enjoy suburban affordability and family amenities while maintaining easy commutes to urban job centers throughout the Metroplex.

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Garland home mortgages

Garland home mortgages

Garland home mortgages

Chestnut offers a complete range of home mortgages for Garland homebuyers tailored to their needs. Our products include Garland purchase mortgages, Garland rate and term refinance mortgages, Garland cash-out refinance mortgages, and Garland HELOC mortgages.

Chestnut offers a complete range of home mortgages for Garland homebuyers tailored to their needs. Our products include Garland purchase mortgages, Garland rate and term refinance mortgages, Garland cash-out refinance mortgages, and Garland HELOC mortgages.

Chestnut offers a complete range of home mortgages for Garland homebuyers tailored to their needs. Our products include Garland purchase mortgages, Garland rate and term refinance mortgages, Garland cash-out refinance mortgages, and Garland HELOC mortgages.

Garland home purchase loans

Buying a home in Garland starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.

Buying a home in Garland starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.

Buying a home in Garland starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.

Purchase loans

Purchase loans

Garland home refinance loans

Garland homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.

Garland homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.

Garland homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.

Refinance loans

Refinance loans

Garland cash-out refinance loans

A cash-out refinance allows Garland homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.

A cash-out refinance allows Garland homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.

A cash-out refinance allows Garland homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.

Cash-out loans

Cash-out loans

Garland home equity line of credit

A home equity line of credit gives Garland homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.

A home equity line of credit gives Garland homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.

A home equity line of credit gives Garland homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.

HELOC loans

HELOC loans

Lower rates with Chestnut AI™

Lower rates with Chestnut AI™

🏆 Your best deal

🏆 Your best deal

Finds your best deal by comparing offers from 100+ lenders

Finds your best deal by comparing offers from 100+ lenders

✂️ Slashed fees

✂️ Slashed fees

Slashes your fees with cost-cutting automation

Slashes your fees with cost-cutting automation

🚨 Rate monitoring

🚨 Rate monitoring

Helps you lock at the right time with rate monitoring

Helps you lock at the right time with rate monitoring

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FAQ about mortgages in Garland

FAQ about mortgages in Garland

FAQ about mortgages in Garland

Answers to common questions about mortgages in Garland

Answers to common questions about mortgages in Garland

Answers to common questions about mortgages in Garland

What credit score do I need to apply for a loan in Garland?

Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.

How do I get started with Chestnut in Garland?

Click the link to get your instant quote, it takes less than 2 minutes.

How does Chestnut use AI to help me get a better mortgage?

Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.

What credit score do I need to apply for a loan in Garland?

Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.

How do I get started with Chestnut in Garland?

Click the link to get your instant quote, it takes less than 2 minutes.

How does Chestnut use AI to help me get a better mortgage?

Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.

What credit score do I need to apply for a loan in Garland?

Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.

How do I get started with Chestnut in Garland?

Click the link to get your instant quote, it takes less than 2 minutes.

How does Chestnut use AI to help me get a better mortgage?

Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.

Detta, Inc. DBA Chestnut Mortgage

(510) 756-5829

2261 Market St STE 86346 San Francisco, CA 94114

NMLS #2688280 - www.nmlsconsumeraccess.org

For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

Detta, Inc. DBA Chestnut Mortgage

(510) 756-5829

2261 Market St STE 86346 San Francisco, CA 94114

NMLS #2688280 - www.nmlsconsumeraccess.org

For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

Detta, Inc. DBA Chestnut Mortgage

(510) 756-5829

2261 Market St STE 86346 San Francisco, CA 94114

NMLS #2688280 - www.nmlsconsumeraccess.org

For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.