Home Loans in Fort Collins, CO | Chestnut

Home loans in Fort Collins, Colorado

Home loans in Fort Collins, Colorado

Home loans in Fort Collins, Colorado

Median home price

Median home price

$595,000

$595,000

Median income

Median income

$71,000

$71,000

Population

Population

180,000

180,000

Ready to explore options in Fort Collins?

Ready to explore options in Fort Collins?

Ready to explore options in Fort Collins?

Takes less than 2 minutes

Takes less than 2 minutes

⏰ <2 min.

⏰ <2 min.

⏰ <2 min.

Instant quoting

Instant quoting

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🏡 $85B+

🏡 $85B+

🏡 $85B+

Mortgages powered

Mortgages powered

Mortgages powered

⭐️ 5.0

⭐️ 5.0

⭐️ 5.0

Google rating

Google rating

Google rating

Homes in Fort Collins, Colorado: What you need to know

Homes in Fort Collins, Colorado: What you need to know

Homes in Fort Collins, Colorado: What you need to know

Fort Collins combines Colorado State University's vibrant college-town energy with craft brewery culture and Front Range outdoor recreation creating exceptional quality of life. The city's commitment to sustainability, bike-friendly infrastructure, and preserved Old Town character distinguish it among Northern Colorado communities. From historic neighborhoods near CSU to master-planned communities in southeast Fort Collins and developments near Horsetooth Reservoir, the city offers homeownership opportunities characterized by outdoor lifestyle, brewery culture, and university influence that attracts young professionals, outdoor enthusiasts, and families seeking both mountain access and college-town sophistication.

Fort Collins combines Colorado State University's vibrant college-town energy with craft brewery culture and Front Range outdoor recreation creating exceptional quality of life. The city's commitment to sustainability, bike-friendly infrastructure, and preserved Old Town character distinguish it among Northern Colorado communities. From historic neighborhoods near CSU to master-planned communities in southeast Fort Collins and developments near Horsetooth Reservoir, the city offers homeownership opportunities characterized by outdoor lifestyle, brewery culture, and university influence that attracts young professionals, outdoor enthusiasts, and families seeking both mountain access and college-town sophistication.

Fort Collins combines Colorado State University's vibrant college-town energy with craft brewery culture and Front Range outdoor recreation creating exceptional quality of life. The city's commitment to sustainability, bike-friendly infrastructure, and preserved Old Town character distinguish it among Northern Colorado communities. From historic neighborhoods near CSU to master-planned communities in southeast Fort Collins and developments near Horsetooth Reservoir, the city offers homeownership opportunities characterized by outdoor lifestyle, brewery culture, and university influence that attracts young professionals, outdoor enthusiasts, and families seeking both mountain access and college-town sophistication.

The Fort Collins housing market features diverse options from historic homes near Old Town to newer developments in Harmony corridor and southeast areas near Interstate 25. Colorado State University employment, brewing industry, technology companies including Hewlett Packard Enterprise, and outdoor recreation businesses create sustained demand across varied price points. Whether you're drawn to neighborhoods with Cache la Poudre River trail access or family areas near excellent Poudre School District campuses, competitive mortgage terms help you access this desirable market where mountain proximity and sustainability focus enhance appeal.

The Fort Collins housing market features diverse options from historic homes near Old Town to newer developments in Harmony corridor and southeast areas near Interstate 25. Colorado State University employment, brewing industry, technology companies including Hewlett Packard Enterprise, and outdoor recreation businesses create sustained demand across varied price points. Whether you're drawn to neighborhoods with Cache la Poudre River trail access or family areas near excellent Poudre School District campuses, competitive mortgage terms help you access this desirable market where mountain proximity and sustainability focus enhance appeal.

The Fort Collins housing market features diverse options from historic homes near Old Town to newer developments in Harmony corridor and southeast areas near Interstate 25. Colorado State University employment, brewing industry, technology companies including Hewlett Packard Enterprise, and outdoor recreation businesses create sustained demand across varied price points. Whether you're drawn to neighborhoods with Cache la Poudre River trail access or family areas near excellent Poudre School District campuses, competitive mortgage terms help you access this desirable market where mountain proximity and sustainability focus enhance appeal.

Fort Collins real estate market overview

Fort Collins real estate market overview

Fort Collins real estate market overview

With a median home price around $595,000, Fort Collins's market reflects strong demand for college-town amenities combined with outdoor recreation access. Our efficient technology supports university employees, craft brewing professionals, and outdoor lifestyle seekers discovering Fort Collins's unique combination of CSU cultural influence, New Belgium and Odell brewing heritage, exceptional bike infrastructure, and strategic Northern Colorado positioning providing mountain access with sophisticated college-town character and sustainability focus.

With a median home price around $595,000, Fort Collins's market reflects strong demand for college-town amenities combined with outdoor recreation access. Our efficient technology supports university employees, craft brewing professionals, and outdoor lifestyle seekers discovering Fort Collins's unique combination of CSU cultural influence, New Belgium and Odell brewing heritage, exceptional bike infrastructure, and strategic Northern Colorado positioning providing mountain access with sophisticated college-town character and sustainability focus.

With a median home price around $595,000, Fort Collins's market reflects strong demand for college-town amenities combined with outdoor recreation access. Our efficient technology supports university employees, craft brewing professionals, and outdoor lifestyle seekers discovering Fort Collins's unique combination of CSU cultural influence, New Belgium and Odell brewing heritage, exceptional bike infrastructure, and strategic Northern Colorado positioning providing mountain access with sophisticated college-town character and sustainability focus.

Did you know? Facts about Fort Collins

Did you know? Facts about Fort Collins

Did you know? Facts about Fort Collins

Fort Collins is considered the craft beer capital of Colorado, with New Belgium Brewing Company founding the city's renowned brewing culture in 1991.

Fort Collins is considered the craft beer capital of Colorado, with New Belgium Brewing Company founding the city's renowned brewing culture in 1991.

Fort Collins is considered the craft beer capital of Colorado, with New Belgium Brewing Company founding the city's renowned brewing culture in 1991.

The city maintains over 280 miles of bike lanes and trails, earning recognition as one of the most bicycle-friendly cities in America.

The city maintains over 280 miles of bike lanes and trails, earning recognition as one of the most bicycle-friendly cities in America.

The city maintains over 280 miles of bike lanes and trails, earning recognition as one of the most bicycle-friendly cities in America.

Colorado State University, founded in 1870, enrolls over 33,000 students and drives much of Fort Collins's cultural and economic vitality.

Colorado State University, founded in 1870, enrolls over 33,000 students and drives much of Fort Collins's cultural and economic vitality.

Colorado State University, founded in 1870, enrolls over 33,000 students and drives much of Fort Collins's cultural and economic vitality.

Brewery Culture and Sustainability Leadership

Brewery Culture and Sustainability Leadership

Brewery Culture and Sustainability Leadership

Fort Collins's designation as a craft brewing pioneer, home to New Belgium Brewing Company and Odell Brewing among many others, creates unique beer culture with brewery tours, festivals, and craft beverage economy. The city's commitment to sustainability through comprehensive recycling, renewable energy, and bike infrastructure earned recognition as one of America's greenest cities. Colorado State University's 33,000 students create vibrant cultural programming, athletics, and youthful energy. Horsetooth Reservoir and Lory State Park provide immediate outdoor recreation access. This combination of brewing culture, environmental leadership, university amenities, and exceptional outdoor recreation makes Fort Collins particularly attractive for sustainability-minded professionals and outdoor enthusiasts seeking progressive community values with mountain lifestyle quality.

Fort Collins's designation as a craft brewing pioneer, home to New Belgium Brewing Company and Odell Brewing among many others, creates unique beer culture with brewery tours, festivals, and craft beverage economy. The city's commitment to sustainability through comprehensive recycling, renewable energy, and bike infrastructure earned recognition as one of America's greenest cities. Colorado State University's 33,000 students create vibrant cultural programming, athletics, and youthful energy. Horsetooth Reservoir and Lory State Park provide immediate outdoor recreation access. This combination of brewing culture, environmental leadership, university amenities, and exceptional outdoor recreation makes Fort Collins particularly attractive for sustainability-minded professionals and outdoor enthusiasts seeking progressive community values with mountain lifestyle quality.

Fort Collins's designation as a craft brewing pioneer, home to New Belgium Brewing Company and Odell Brewing among many others, creates unique beer culture with brewery tours, festivals, and craft beverage economy. The city's commitment to sustainability through comprehensive recycling, renewable energy, and bike infrastructure earned recognition as one of America's greenest cities. Colorado State University's 33,000 students create vibrant cultural programming, athletics, and youthful energy. Horsetooth Reservoir and Lory State Park provide immediate outdoor recreation access. This combination of brewing culture, environmental leadership, university amenities, and exceptional outdoor recreation makes Fort Collins particularly attractive for sustainability-minded professionals and outdoor enthusiasts seeking progressive community values with mountain lifestyle quality.

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Fort Collins home mortgages

Fort Collins home mortgages

Fort Collins home mortgages

Chestnut offers a complete range of home mortgages for Fort Collins homebuyers tailored to their needs. Our products include Fort Collins purchase mortgages, Fort Collins rate and term refinance mortgages, Fort Collins cash-out refinance mortgages, and Fort Collins HELOC mortgages.

Chestnut offers a complete range of home mortgages for Fort Collins homebuyers tailored to their needs. Our products include Fort Collins purchase mortgages, Fort Collins rate and term refinance mortgages, Fort Collins cash-out refinance mortgages, and Fort Collins HELOC mortgages.

Chestnut offers a complete range of home mortgages for Fort Collins homebuyers tailored to their needs. Our products include Fort Collins purchase mortgages, Fort Collins rate and term refinance mortgages, Fort Collins cash-out refinance mortgages, and Fort Collins HELOC mortgages.

Fort Collins home purchase loans

Buying a home in Fort Collins starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.

Buying a home in Fort Collins starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.

Buying a home in Fort Collins starts with finding a mortgage that fits your budget and long-term financial goals. A home purchase loan finances the cost of your new property, and the right option depends on your unique financial situation and the type of home you're looking to buy. Chestnut's AI-powered platform compares purchase loan options from 100+ lenders in under two minutes so you can move forward with confidence.

Purchase loans

Purchase loans

Fort Collins home refinance loans

Fort Collins homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.

Fort Collins homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.

Fort Collins homeowners looking to refinance can explore options to adjust their loan term or monthly payment structure. A mortgage refinance replaces your existing loan with a new one, giving you the opportunity to revisit your rate type, loan length, or overall payment setup. Chestnut compares refinance offers from 100+ lenders using AI to help match you with an option that fits your current financial situation.

Refinance loans

Refinance loans

Fort Collins cash-out refinance loans

A cash-out refinance allows Fort Collins homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.

A cash-out refinance allows Fort Collins homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.

A cash-out refinance allows Fort Collins homeowners to access a portion of their home equity for personal financial needs. Unlike a standard refinance, a cash-out refinance replaces your current mortgage with a larger loan and distributes the difference to you as funds. Chestnut compares cash-out refinance options from 100+ lenders so you can explore competitive offers in minutes instead of days.

Cash-out loans

Cash-out loans

Fort Collins home equity line of credit

A home equity line of credit gives Fort Collins homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.

A home equity line of credit gives Fort Collins homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.

A home equity line of credit gives Fort Collins homeowners revolving access to a portion of their home equity as needed. A HELOC works as a revolving credit line secured by your home, allowing you to draw funds during a set period and repay on a flexible schedule. Chestnut compares HELOC options from 100+ lenders to help you find an offer that aligns with your financial goals.

HELOC loans

HELOC loans

Lower rates with Chestnut AI™

Lower rates with Chestnut AI™

🏆 Your best deal

🏆 Your best deal

Finds your best deal by comparing offers from 100+ lenders

Finds your best deal by comparing offers from 100+ lenders

✂️ Slashed fees

✂️ Slashed fees

Slashes your fees with cost-cutting automation

Slashes your fees with cost-cutting automation

🚨 Rate monitoring

🚨 Rate monitoring

Helps you lock at the right time with rate monitoring

Helps you lock at the right time with rate monitoring

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FAQ about mortgages in Fort Collins

FAQ about mortgages in Fort Collins

FAQ about mortgages in Fort Collins

Answers to common questions about mortgages in Fort Collins

Answers to common questions about mortgages in Fort Collins

Answers to common questions about mortgages in Fort Collins

What credit score do I need to apply for a loan in Fort Collins?

Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.

How do I get started with Chestnut in Fort Collins?

Click the link to get your instant quote, it takes less than 2 minutes.

How does Chestnut use AI to help me get a better mortgage?

Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.

What credit score do I need to apply for a loan in Fort Collins?

Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.

How do I get started with Chestnut in Fort Collins?

Click the link to get your instant quote, it takes less than 2 minutes.

How does Chestnut use AI to help me get a better mortgage?

Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.

What credit score do I need to apply for a loan in Fort Collins?

Most lenders look for a credit score of at least 620 for conventional loans, though varied across loans. Your credit score affects your rate options, but Chestnut's platform helps you find competitive offers depending on where you stand.

How do I get started with Chestnut in Fort Collins?

Click the link to get your instant quote, it takes less than 2 minutes.

How does Chestnut use AI to help me get a better mortgage?

Chestnut's AI-powered platform helps you save time and ensure you're getting the best deal for your situation.

Detta, Inc. DBA Chestnut Mortgage

(510) 756-5829

2261 Market St STE 86346 San Francisco, CA 94114

NMLS #2688280 - www.nmlsconsumeraccess.org

For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

Detta, Inc. DBA Chestnut Mortgage

(510) 756-5829

2261 Market St STE 86346 San Francisco, CA 94114

NMLS #2688280 - www.nmlsconsumeraccess.org

For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

Detta, Inc. DBA Chestnut Mortgage

(510) 756-5829

2261 Market St STE 86346 San Francisco, CA 94114

NMLS #2688280 - www.nmlsconsumeraccess.org

For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.