Home loans in Dallas, Texas

Median home price

$340,000

Median income

$58,000

Population

1,304,000

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Homes in Dallas, Texas: What you need to know

Dallas serves as the commercial and cultural heart of North Texas, with more Fortune 500 company headquarters than any Texas city and a sophisticated arts district rivaling major coastal markets. The city's central location within the sprawling Dallas-Fort Worth Metroplex offers residents access to exceptional dining, professional sports franchises, and internationally recognized museums. From the historic charm of Swiss Avenue to the modern luxury of Uptown, Dallas presents homeownership opportunities across diverse price points and architectural styles that appeal to young professionals, executives, and growing families alike.

The Dallas housing market encompasses established neighborhoods like Lakewood and Highland Park alongside emerging communities in the expanding northern suburbs. Corporate headquarters for telecommunications, financial services, and technology companies drive sustained demand across areas from East Dallas's revitalized streets to the master-planned developments near Addison and Plano. Whether you're considering a renovated Craftsman in Oak Cliff or a contemporary home in Preston Hollow, finding competitive mortgage terms helps you enter one of Texas's most dynamic real estate markets.

Dallas real estate market overview

With a median home price around $340,000, Dallas's market reflects strong corporate growth and limited housing inventory in desirable urban neighborhoods. Our streamlined technology enables quick pre-approvals and efficient closings, critical advantages in Dallas's fast-paced market where well-priced homes often receive multiple offers within days.

Did you know? Facts about Dallas

  • The Dallas Arts District is the largest contiguous urban arts district in the United States, spanning 19 blocks and featuring world-class venues including the Dallas Museum of Art.
  • Dallas-Fort Worth International Airport is the second-largest airport by land area in the United States and serves as a major hub connecting North Texas to global destinations.
  • The city invented the frozen margarita machine in 1971, when restaurateur Mariano Martinez adapted a soft-serve ice cream dispenser to solve consistency problems.

Corporate Hub Driving Housing Demand

Dallas hosts 23 Fortune 500 companies—including AT&T, Southwest Airlines, and Texas Instruments—creating a deep employment base across telecommunications, aviation, technology, and finance. This corporate concentration generates continuous relocation demand and supports premium housing values in proximity to major business corridors. The recent additions of corporate campuses and ongoing business expansions ensure Dallas's housing market remains robust, with particular strength in neighborhoods offering convenient access to major employment centers and the city's expanding DART rail system.

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Dallas home mortgages

Chestnut offers a complete range of home mortgages for Dallas homebuyers tailored to their needs.

Dallas home purchase loans

Buying in Dallas? Get an underwritten pre-approval and a competitive rate with a process that closes in 2-3 weeks.

Purchase loans

Dallas home refinance loans

Lower your rate, shorten your term, or both. Most refinances close in 2-3 weeks — not the 30-45 days you would wait elsewhere.

Refinance loans

Dallas cash-out refinance loans

Use your home equity to fund renovations, pay off high-interest debt, or cover a major expense. One new loan replaces your existing mortgage and puts cash in your hands.

Cash-out refinancing

Dallas home equity line of credit

Draw from your home equity as needed, and only pay interest on what you use. A HELOC gives you a credit line you can access anytime — no new mortgage required.

HELOC loans

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After you lock, our system watches the market. If rates drop before closing, we automatically renegotiate on your behalf.

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