Down payment

How much should you put down?

Move the slider, see your monthly payment respond, and compare 5/10/15/20% scenarios side by side. PMI is included where it applies.

You'd put down
$105,000
20% of $525,000
Rates as of May 2026
Loan amount
$420,000
Monthly P&I + PMI
$2,616
See your real rate
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Home price
$
Down payment20% · $105,000
3% · $15,75050% · $262,500
Rate
%
Term
Credit score740
620850
Compare scenarios

Down Payment FAQ

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