Affordability calculator

How much house can you afford?

We back into a price by capping your housing payment plus debts at your chosen debt-to-income ratio. Move the inputs and watch your number breathe.

You could afford
$471,931
at 6.36% on a 30-yr loan
Rates as of May 2026
Loan amount
$406,931
Monthly housing
$3,400
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Debt-to-income
36%
0%43% lender max50%
State
Annual income (gross)
$
Other monthly debtCards, student loans, auto
$
Down payment
$
Rate
%
Term
Comfort level (DTI cap)36%
28%43%
Property tax rate
%
Insurance rate
%

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