Compare Your Home Equity Options in One Place

HELOC, cash-out refinance, or home equity loan — compare real rates for all three in under 2 minutes. No phone calls, no commitment.

Answer a few questions — see your personalized rates instantly

5.0 from 50+ reviews on Google

Compare real numbers, not guesses

Your personalized dashboard shows each equity option with real rates and monthly payments — so you can see exactly what each one costs before making a decision.

HELOC option at 6.875% variable rate, $572/mo
30-Year Fixed Home Equity option at 6.750% rate, $648/mo
See my options

Takes about 2 minutes. No credit check required.

Three steps to your best rate

Instant access. Zero hold time.

See your personalized rates, apply, and track your loan — all online. No phone calls required.

AI that saves you money

Chestnut's AI handles the manual work that drives up costs at traditional lenders. Lower processing costs mean lower rates for you.

Talk to an (actual) human any time

Every borrower gets a dedicated loan expert available by text, email, or phone — not a call center.

Using tablet to browse rates

Common Questions

Not sure which option
is right for you?

Answer a few quick questions and see all your home equity options side by side. No phone calls. No credit check.